Assignment2 Fin100 - 989 Words

Business Finance and the Capital Structure FIN 100 Strayer University August 4, 2014 Business Financing and the Capital Structure Small business can finance their firms through debt or through equity sources of capital. Debt sources typically include; short or long-term loans from wealthy individuals to banks, while equity sources often include the owner’s wealthy individuals and/or Angel Networks. Venture capital is not a typical source of equity financing for most small business, as these businesses will not have the required growth potential Venture Capitals need to manage their risk return requirements. Explain the process of financial planning used to estimate asset investment requirements for a corporation.†¦show more content†¦Efficiency seeking: Multinational companies may also seek to recognize their overseas holding in response to broader economic changes. For example, the creation of a new free trade agreement among a group of countries may suddenly make a facility located in one of those countries more competitive, because of access for the facility to lower tariff rates within the group. Explain the historical relationships between risk and return for common stock versus corporate bonds. Explain how diversification helps in risk reduction in a portfolio. Support response with actual data and concepts learned in this course. Corporate bonds hold the lowest risk of the two types of investments. The main reason for this is that in the event of bankruptcy, corporate bond holders have a stronger claim to payments than holders of common stock. Common Stock carries the highest risk, because holders are last to be paid in the event of bankruptcy. The risk of investing in a single risky security, such as common stock or corporate bond, is very high due to the company specific risks. Any number of unfortunate events could impact the rate of return. Unsystematic risk can be eliminated by holding a broad portfolio of risky assets; e.g., many different securities in many different industries. The risk that remains after diversifying away unsystematic risk is systematic ri sk. A total stock or bond market fund has systematic risk. This

Small Business and Market Materialism Uber - 1008 Words

Labouring The Walmart Way Wal-Mart is not just the worlds largest retailer. Its the worlds largest company--bigger than ExxonMobil, General Motors, and General Electric. The scale can be hard to absorb. Wal-Mart sold $244.5 billion worth of goods last year. It sells in three months what number-two retailer Home Depot sells in a year. And in its own category of general merchandise and groceries, Wal-Mart no longer has any real rivals.Wal-Mart wields its power for just one purpose: to bring the lowest possible prices to its customers.Deenu Parmar presents the fact as people will still continue shopping at Walmart without being concerned about their policies for their employees.Wal-Mart is a success because it sells products that people†¦show more content†¦This means that nearly $660,000 in wages is lost annually. Walmart may say they help people Live Better, But this study shows that communities will be much worse off, with lower wages and less money in the community. WalMart doesn’t produce new technology or innovations that improve the quality of life. It takes business from existing firms by offering the same merchandise cheaper. That’s all it does.It does increase the wealth of shoppers by allowing them to buy things at lower cost. But the major expenditures of a family aren’t for WalMart items; WM doesn’t sell houses, cars, or health care. WalMart is both a cultural symbol and is an economic force that proclaims free market materialism uber alles. It destroys other institutions based on relationships of human connection and solidarity -- be they neighborhood businesses or unions. WalMart helps transform people into anomic creatures whose lives are dominated by the search for bargains -- at whatever social cost.As long as we, the consumer, allow Wal-Mart to follow its current trend of undercutting and annihilation of small businesses, Wal-Mart will continue to destroy its communities, lie and turn a handsome profit at the expense of our welfare. If people were only consumers, buying things at lower prices would be just good. But people also are workers who need to earn a decent standard of living, says economist Larry Mishel ofShow MoreRelatedThe Sustainable Century By Design Or Disaster9705 Words   |  39 PagesContents Introduction – The Sustainable Century†¦ or not ............................................................... 3 Chapter One - Market Signals – The Lifeblood of Sustainable Capitalism ..................................................................................................................................... 12 Listening to a Sustainability Market Signal Moment ..................................................................... 16 Conflict Free Oil? ...........................Read MoreThe Sustainable Century By Design Or Disaster9705 Words   |  39 PagesContents Introduction – The Sustainable Century†¦ or not ............................................................... 3 Chapter One - Market Signals – The Lifeblood of Sustainable Capitalism ..................................................................................................................................... 12 Listening to a Sustainability Market Signal Moment ..................................................................... 16 Conflict Free Oil? ...........................Read MoreThe Different Purchase Motivation Of Consumers Who Seek Accommodations Essay9653 Words   |  39 Pagesof European cities and U.S., which impose on the traditional hotel chain within hospitality market (Interian, 2016). Due to these reason, different consumer would have different choice when they purchase accommodation, such as traditional five-star hotel and Airbnb accommodation. Consequently, understanding tourist consumer behavior and marketing is significant for hosts and hotels expand the potential market in the hospitality industry. To investigate the motivation of customers who choose accommodation

Repentance and Journal Article Review Free Essays

In the second article I chose to read, Hall and Fincham (2005) discuss the concept of self-forgiveness. Their analysis seeks to get to the heart of what it means and essentially what it takes to forgive oneself for wrongdoing and reckless abandon. Enright (1996) defines self-forgiveness as â€Å"a willingness to abandon self-resentment in the face of one’s own acknowledged objective wrong, while fostering compassion, generosity, and love toward oneself. We will write a custom essay sample on Repentance and Journal Article Review or any similar topic only for you Order Now Hall and Fincham (2005) argue that self-forgiveness is an internal and volatile aberration that results in both a retaliatory and benevolent appeal on behalf of the offender. The reason for this is because the offender is in conflict with their ability to do wrong and then compensate with righteous action in rebuttal to their transgression. After the stage of victim identification and reconciliation, avoidance occurs which puts the offender and any sense or notion of wrongdoing they may have had, at peace with themselves (Hall Fincham, 2005).Furthermore, Hall and Fincham (2005) deduce that self-forgiveness does not imply an exemption from heartache, frustration, or regret. The offender will not magically fail to remember or begin to root for such behavior that should lead to another bout with personal disdain and disappointment. In fact, the offender will undergo extensive self-analysis and even consider the implications of interpersonal forgiveness from oneself toward another had they committed a similar offense. Lastly, Hall and Fincham (2005) give attention to the moral aspects of the self-forgiveness concept. According to Horsbrugh (1974) interpersonal forgiveness is bound by biblical scripture which Jesus himself states that â€Å"When you stand praying, if you hold anything against anyone, forgive him, so that your Father in heaven may forgive you your sins† (Mark, 11:25). However, Hall and Fincham (2005) assert that â€Å"self-forgiveness can easily be conditional or impermanent. † A perfect example of the issue about forgiveness would be Michael Vick staring at himself in the mirror after the allegations of masterminding and funding lucrative and horribly tragic dog fighting ring on his personal estate. The interpersonal ability of society to forgive Mick Vick for sponsoring such a deplorable blood sport at the expense of man’s best friend became a national debate that garnered him notoriety unforeseen in sports history. However, if the multitude of saints that denounced Mick Vick had only taken a time-out to reflect on their personal vice, an environment of compa ssion and interpersonal forgiveness could have blossomed, instead of the unforgiving hearts and hypocrisy.On a personal note, I have to consider my own transgressions before I dare judge someone else. Not a single person on this earth possesses the moral immaculateness necessary to judge another human being or the gall to not want to forgive them for wrongdoing. 1 John (1:9-10) states that â€Å"if we confess our sins, he is faithful and just and will forgive us our sins and purify us from all unrighteousness. If we claim we have not sinned, we make him out to be a liar and his word has no place in our lives. I know that the issue of self-forgiveness is a bit deeper and personal to the point of self-hatred and belief that no amount of prayer can put you back in God’s good grace. I know this from personal experience and rebuke toward myself for indiscretions that only God almighty knows in complete detail. And with all my grievances and blame placed on God for my trials and tribulations and even minor inconveniences, I have yet to suffer a night without food, shelter, nor clothing.Reflection like this opens your eyes to just how fortunate and blessed all of us sinners are despite our tremendous lack of faith or entitlement. I believe that once a person accepts the necessity of interpersonal forgiveness due to its humbling and sanctif ying power, the key to unlocking the ability to self-forgive will turn up, and open the door to a new outlook on life and unconditional love. Forgiveness is an intangible, deep-rooted, and often faith based conception.Many people seeking interpersonal forgiveness from someone are really seeking closure to the point of getting their mind and personal affairs back in everyday working order. The belief that I can’t sleep at night until I have cleared up a matter between myself and a friend lends credence to the aforementioned statement. The loss of sleep is a result of not having closure from a face to face or heart to heart discourse. However, the concept of self-forgiveness is more about finding personal redemption or liberation from thoughts, feelings, and situations associated with any given transgression (Hall Fincham, 2005).To counsel or console a client or church member in a predicament that involves the forgiveness of a transgression, I would have to be humble and truthful about my own faults and weaknesses. Simply reminding the client about the teachings of Jesus Christ as it relates to forgiveness will not always suffice. I actually strongly believe in mock confrontational platforms in which the transgressor can image and then simulate an encounter with the victim of their wrongdoing.I would play the part of the victim and carry out dual roles of first accepting the offender’s apology and then rehash the encounter with a deliberate refusal to accept the offender’s conciliation. Of course, the acceptance of the offender’s apology in the first scenario will result in instant stress and guilt reduction, but the refusal to accept recompense in the second scenario will reveal the offenders ability to self-forgive and deal with the possibility of delayed or perennial censure. I stated before that the ability to forgive one another grants us humbling and sanctifying powers.Therefore, even after the offender suffers a blow to their constructive self-forgiveness manner, they have not lost the most critical and liberating effect of self-forgiveness because they are at peace with themselves and the higher power in which they confide. Their peace and happiness can live on.References Hall, J. H. , Fincham, F. D. (2005). Self-Forgiveness: The Stepchild of Forgiveness Research. Journal of Social and Clinical Psychology, 24(5), 621-637. Horsbrugh, H. J. (1974). Forgiveness. Canadian Journal of Philosophy, 4(2), 269-282. How to cite Repentance and Journal Article Review, Papers

Principles of Management International Economics

Question: Discuss about thePrinciples of Managementfor International Economics. Answer: Introduction The assignment concentrates n the benefits of free trade along with the concept that it holds which helps the organisation in obtaining the competitive advantage. Free trade is regarded as the trading that is conducted by the countries to import or export of goods without any charge of tariffs and quotas and any other restrictions. Thus, free trade helps the organisation along with the stakeholders to gain the extra profit that is received from the selling of the goods to the customers. Thus, in free trading, the buyers and the sellers carry out the trading activity over different countries without the applying of tariffs and quotas that help in reducing the price of the products that are being sold. The Transpacific agreement is taken into consideration in this assignment where there are various pros and cons that are discussed which would help to provide an idea of the benefit as well as the problem free trading create (Anderson, J.E. and Yotov, 2016). On the other hand, the free trade further helps the organisation to receive the satisfaction of the customers, and hence the customers are prone to more purchasing of product from the respective organisation thereby increasing the profit percentage of the organisation. On the other hand, the assignment also consists of the pros and the cons that are associated with the free trade such that it provides a benefit to the organisation thereby sharing a good relation with the stakeholders along with the employees and the customers. The assignment focuses on the relationship that is built between the stakeholder and the organisation due to the practice of free trading activity. Moreover, the share of competitive advantage also multiplies for this reason thereby causing a sharp benefit for the organisation and the economy where the organisation is operating its business (Hope, V.D., Eramova, I., Capurro, D. and Donoghoe, 2014). Body The Transpacific agreement is the controversial discussion that holds the benefits as well as the disadvantages that are created due to the exercising of the free trade agreement in the countries such as Australia, Mexico, and America and so on. Therefore, as it seemed that the agreement resulted in the innovative approaches and the enhancement of the governance, competitive advantage, and reduction of poverty. However, there were certain disadvantages that were also seen to be associated with the agreement that involves the job loss of the employees and the less payment being received by the employees in the organisation (Felbermayr, G., Heid, B., Larch, M. and Yalcin, 2015). As it is witnessed that free trade is a beneficial factor that is associated with the organisation such that it helps in the building up of the competitive advantage but the loss of a job is also associated with the free trade, which tends to cause a harsh nature of the activity. Hence, the increase in the sales percentage along with the opening of new market possibility and the generation of currency are all associated with the free trading. Moreover, the economic growth of the country is also associated with the free trading. Along with the possibility of several advantages that the free trading focuses on there are certain disadvantages that are also considered in this discussion. It is seen that though there is an economic boom and there is a direct foreign exchange that takes place from the practice of free trade, at the same time, there is also a problem of unemployment that prevails with the practice of free trade (Fang, 2014). Moreover, there is the crowd of domestic industries that threaten the other multinational industries that are present in the economy. The poor working condition also prevails due to the use of free trade activity in the economy. Further, there is degradation of the natural environment, and the culture of the areas is also damaged. Furthermore, there is a reduction in the tax revenue. Hence, that could be a serious problem for the government fund. Moreover, the direct effect is caused to the local producers along with the local business that is being operated in the economy. Hence, it could be said that though there is an advantage that is related to the free trading activity, there are certain problems that keep cropping up in the economy due to the practice of free trade in the economy (Francois, et al. 2013). Therefore, it could be said that the free trade is associated with both the pros and the cons; hence, it is the economy as which one to choose for the benefit to be achieved. As it is clear from the fact that the fuller elimination of the tax and quotas tends to increased the flow of goods from one country to another, this medium helps in the obtaining of the best result for the organisation that are associated with the free trade activity. Together with this, it could be said that the good relation could be built with the stakeholders of the organisation such that both receive the benefit. As a result, there is more scope for development for the organisation along with the growth and opportunities showering its way shortly (Montalbano, P. and Nenci, 2014). On the other hand, there are many small industries, and there are many farmers cannot compete with such agribusiness, which is operating in the developed countries. Therefore, there the problem of job loss is associated with the free trade activity. On the other hand, the multinational companies would tend to relocate jobs to the emerging market countries where no proper labour protection is available to the labours. This tends to result in a poor working condition for the workers working in the industries. Therefore, it could be said that the free trade is associated with the disadvantage that could cause a serious problem for the employment of the workers who are working (Bhattacharyya, R. and Mandal, 2016). Along with the disadvantages that are associated with the free trading activities the further advantages that are also associated with the free trading is that the opening of the new market. The opening of the new market in the economy could facilitate in the obtaining of the competitive advantage that would help the organisations to receive the competitive advantage. On the other hand, there would increase the growth of the economy that would be associated with the free trading in the economy. Thus, the relation of the organisation and the stakeholders would reach a level where there would be a benefit associated along with the profit for the two. This would help the organisation in receiving the good status in the market and reach the peak level of goodwill for the coming future. On the other hand, as free trade helps in the access of latest technology and business practices hence there is more benefit that is associated with the organisation when free trade is taken into considera tion (Qianqing, W. and Fan, 2015). Conclusion It could be concluded from the above discussion that free trade stands a good source of income for the organisations. It is not only the competitive advantage that the organisation receives from the free trade activity, but the relationship between the employees and the stakeholders are also managed and are at a good stand (Neary, 2016). Moreover, it is further seen that there are both the advantages as well disadvantages that are associated with the free trade activities. The discussion shows various disadvantages and advantages that are associated with the free trading. On the other hand, the relationship between the stakeholder and the organisation also builds up it is because the free trade is associated with the competitive advantage. It is further seen that the effect of free trade would have a bad impact on the organisations that are operating because the employees would be paid less or would have to lose their job due to the agreement of free trade. Therefore, the impact of f ree trade on the employee could be a problematic situation for the economy (Eslava, M., Haltiwanger, J., Kugler, A. and Kugler, 2013). Therefore, as it is noticed that free trading facilitates dynamic business and the expansion of the new market in the economy, therefore, the profit for the organisation is multiplied. Moreover, it is not only the profit of the organisation that is multiplied, but the stakeholders of the organisation also get a good share of the profit. It is further seen that there is also some disadvantages that are connected to the free trading activities where reports are found that in America when the free trading agreement was taken into consideration the farmers had to face job loss. This resulted in the massive unemployment in the economy through the organisation and the economy was subjected to competitive advantage (Dr, A., Baccini, L. and Elsig, 2014). Reference List Anderson, J.E. and Yotov, Y.V., 2016. Terms of trade and global efficiency effects of free trade agreements, 19902002.Journal of International Economics,99, pp.279-298. Hope, V.D., Eramova, I., Capurro, D. and Donoghoe, M.C., 2014. Prevalence and estimation of hepatitis B and C infections in the WHO European Region: a review of data focusing on the countries outside the European Union and the European Free Trade Association.Epidemiology and infection,142(2), p.270. Felbermayr, G., Heid, B., Larch, M. and Yalcin, E., 2015. Macroeconomic potentials of transatlantic free trade: A high resolution perspective for Europe and the world.Economic Policy,30(83), pp.491-537. Fang, K.Y., 2014. China (Shanghai) free trade experimental zone value added telecommunication-services opening trend.Special Zone Economy,10, p.004. Francois, J., Manchin, M., Norberg, H., Pindyuk, O. and Tomberger, P., 2013.Reducing transatlantic barriers to trade and investment: An economic assessment(No. 20130401). Institue for International and Development Economics. Montalbano, P. and Nenci, S., 2014. Assessing the trade impact of the European Neighbourhood Policy on the EU-MED Free Trade Area.Applied Economics,46(7), pp.730-740. Bhattacharyya, R. and Mandal, A., 2016. IndiaASEAN Free Trade Agreement: An ex post evaluation.Journal of Policy Modeling,38(2), pp.340-352. Qianqing, W. and Fan, Y., 2015. The Survey about the Situation of Guangxi Corporations' utilization of the China-ASEAN Free Trade Agreement.Around Southeast Asia,10, p.014. Eslava, M., Haltiwanger, J., Kugler, A. and Kugler, M., 2013. Trade and market selection: Evidence from manufacturing plants in Colombia.Review of Economic Dynamics,16(1), pp.135-158. Dr, A., Baccini, L. and Elsig, M., 2014. The design of international trade agreements: Introducing a new dataset.The Review of International Organizations,9(3), pp.353-375. Neary, J.P., 2016. International trade in general oligopolistic equilibrium.Review of International Economics,24(4), pp.669-698. Mai, J. and Stoyanov, A., 2015. The effect of the Canada?US Free Trade Agreement on Canadian multilateral trade liberalization.Canadian Journal of Economics/Revue canadienne d'conomique,48(3), pp.1067-1098.